So in the future before you get on here and prove yourself to the arrogant know it all that you are displaying yourself to be maybe take a second to realize that you do not have all the information and are making assumptions about me and how I run my business.  

The consensus seems to be that the Fed will drop rates by 1% by year end, which could allow you to refi in the near future, but there are costs involved in doing so.

It hurts to let the 3.5% rate go but since you're not going to be able to rent that place out in the future I'd take advantage of the equity you have in it and start the investment road you're wanting to go down with a single family.

I've come to realize that opting for a Delaware LLC might be unnecessary at this stage; it seems more fitting for the future when my portfolio experiences significant growth.

. #2 we like the future potential for 1031. #3 would be selling the property and taking the tax hit.

How do you balance enjoying your life today and saving/investing for a better future?

I always tell people that when I got started in the industry, I expected future-me to always look back on the amazing deals I was able to close.

It can also be used to make net worth comparisons at various points and to project your future net worth.Why investors should use it: Because Kubera allows you to track all of your assets—including real estate, stocks, precious metals, and other investments—it gives you a complete picture of your current net worth.

And why others did what they did.If you like apartments for the future, you want to start smaller now.

This advice may prove useful to you in the future.