In the end I refinanced THE DAY rates bottomed and they immediately started going back up.

Thankfully, we caught it during the plan review stage, and with a stamped structural design, they got the kitchen of their dreams—without jeopardizing safety or facing surprise delays.Here’s what to think about when renovating:Structural Changes: Even moving a wall can have ripple effects on the stability of your home.HVAC Systems: New layouts might need adjusted airflow or ductwork.Plumbing and Electrical: Moving sinks, showers, or outlets requires careful rerouting to comply with building codes.Before starting demolition or submitting permits, have your plans reviewed by a licensed engineer or architect to avoid costly surprises.

@Giovanni BarbosaIt’s great that you're starting in real estate!

-Interest rate of 5% is much lower than market interest rates. 7-8%+-There are no capex reserve considerations included. 5% is a starting point.

It started with heat complaints.

I would start there.The Rock may have something to say about that.... 

Hi Benjamin, call three insurance companies and get a quote, start there first.

I'm sure this isn't looking at the whole picture, but wanted to start a discussion around it. 

House hacking is a fantastic way to start, but preparation is key.

The higher the risk, the higher the cap rate, the lower the price.My advice to anyone who is getting started: buy something safe.