Habitat for humanity is your friendsalso try Sear outlet if you are in a rushsometimes lowes has their onsale as well.Good luck!

I would say that $1000 for a weekend course is way too much... then again maybe for someone super recommended by other real life active real estate investors and on a specific subject I want to dwell I would spend that or more.

If I could get the property for under $200K, subdivide the property and build a second larger dwelling, then it might be advantageous for us to do so.  

My go-to spots have been Home Depot and Lowes, Oakland's Habitat for Humanity, Sincere Hardware and San Leandro Granite for granite for kitchen countertops. 

@Manolo D., well if it's "just like any other lender", then you owe him no loyalty, being "just another customer", right?

Also be as organized as humanly possible if they have to search for where you derived your estimates you will be less lilkely to get the loan.

@Daniel Kenney all fluff and human interest stories.

Ultimately though as a human being, you'd be hopeful for the victim's safety and hope they get out of that situation.

I'm from the Toronto area and looking to get into multifamily dwellings.  

Okay, I've researched, researched researched ,spoke with loan specialists etc. and I'm on the right path to get started, but felt it would be wise to ask the BP community of their experience in hopes to be gifted with their knowledge so that I can better correlate between research and human endeavor.So I DO NOT earn 6 figures and therefore I've lived well below my means to save everything I do earn to begin my buy and hold path.