They responded to the email by going to our agency to complain on us saying we sent them a nasty unprofessional email which if a complaint is made it prompts an internal investigation (the board secretary made the complaint).

Certainly there's terms on the loan we have to honor but he's in the same boat utilizing agency financing as a preferred buyer.

Despite the fact that I only owned an 8 unit building (purchased last year) and had never used Agency financing, it took us just over three months from application to close.It was quite an experience but I had good assistance from the folks at Red Capital on the Freddie financing - they walked me through a lot of the process and gave me a good idea of what I needed to do. 

I helped with such things as renovating units, collecting rent, preparing leases and the eviction process.I starting working for a housing agency in New York approximately 14 years ago, stayed for 3 years and moved to NJ.

The credit agencies see that buying a house is likely the largest financial decision that most people make so they give a 2 week allowance on your credit to be checked as many times as you like. 

Both BankNewport and Freedom National are portfolio lenders so don't need to conform to the federal agencies, i.e. their underwriting standards are not as strict.

@Cody Jensen if the property is in PA my agency can give you options. 

This also assumes an agency loan hovering around 4%. 

@Danny Abrahamson - KW (and most Realty Agencies) are going to want you to either be full-time or have a plan to get there in a "reasonable" amount of time; however, it is also known that the vast majority of licensed agents are part-time.

As your own story confirmed, that information can be, and has been, stolen from the government agencies, credit bureaus, insurers, retailers, medical providers etc.