If your personal financial position is strong, this is but the next step on your overall journey, and you believe the purchase has a great chance to accelerate your wealth accumulation, yet can't devastate you even in a worst-case scenario, then yesterday was the best time to buy and today is the next best time.I'm basically repeating @Frank Wong's excellent advice here. 

The non-RE Pro can use the depreciation against passive gains; say you are a serial RE syndication investor, when you sell one with that big gain, use the accumulated depreciation from previous properties and current purchase properties to avoid the tax on the gain. 

There would be no change to accumulated depreciation.

There are, of course, costs to have life insurance and sales/marketing costs are some of those, but agent commissions don't directly affect your insurance agreement.I bring up the "technical" side because I think it's important to understand that it is NOT the agent commission that causes faster or slower cash value accumulation.

Seller stalls past 48 hr acceptance date and accumulates a few more offers. 

I have accumulated quite a bit of knowledge from as many resources as I can, but always love hearing some insight from others! 

If you would pass do you buy with cash that has accumulated from the rents and only when the pile is large enough?

Have you also discontinued the behavior that led to the debt accumulation or was it a one time event that caused it?

This, less any inherited wealth, is what your net worth should be.These two terms I really like -Prodigious accumulator of wealth (PAW) = twice (or more) the level of wealth expectedUnder accumulator of wealth (UAW) = half (or less) the level of wealth expectedThe expected number as well as the actual can be shared.

Assuming it's not an A+ luxury unit in the most desirable part of town, then I'd usually recommend a plastic shower curtain instead of a glass door, because it costs much less and can be changed easily between tenants (whereas a glass door often accumulates water spots that can be difficult to fully clean after a few tenants...and, as you mentioned, if a tenant breaks a glass door, that could be a costly headache).Also, assuming it's not an A+ luxury unit, I'd usually recommend going with a fiberglass unit (either tub or shower) instead of tile, because tile is usually more expensive, and it can be more likely to begin leaking, and it requires more upkeep.