I know a nurse that goes back and forth about getting medical liability insurance, she doesn't have a lot of assets so why pay thousands of dollars per year to put a bulls-eye on her back.Definitely, and going back to the first post where "Sarah" got into a car wreck and 20k wasn't enough for the plaintiff.... there are people out there who just want something for nothing and act like their life is so inconvenienced now because of a wreck.

The other 3 cars are probably worth $8-12k ea. and if they got wrecked I'd chalk it up to an earned loss and that's that.

The property #2 has been a train wreck and is getting worse.

He was in the car wreck with me that made me disabled.  

If you end up in 3 car wrecks your premium will go up even if you're not at fault.

Some of my best deals have been where I represented myself using an attorney.I had one recent purchase where I used an agent and she was a train-wreck.  

Just an fyi, evicting a bad tenant in LA (rent control) is a slow moving train wreck.   

5) Despite all that, UBI must still be considered. 20-30 years from now, robots and AI are going to wreck major havoc on the employment sector, and we're going to have to face the consequences of that whether we like it or not.

We had some SFR in Dallas that got wrecked with new property tax appraisals, have small multi-families experienced the same fate? 

Just seems like lots of scenarios that could wreck havoc there.