Even still, you may not have enough space for the sufficient amount of panels. i would shy away from electric heat. 

You will NOT see appreciation in Cleveland.....but you WILL see CashFlow.  1%Rule you can find in Cleveland in your sleep WITHOUT knowing what you're doing.....look hard in some C Class neighborhoods and if your timing is right you'll get 3% rule.

I need to finance this deal on its own merits.The debt coverage is more than sufficient, the problem I've run into with portfolio lenders is a minimum loan or appraisal amount per property.

Me and my family have either had to plan our sleep around when they would stop partying in their front yard, which is adjacent to our bedrooms.

Howdy @Jason HowellThe reality is you can not find sufficient comps to use and complete the analysis all within 15 minutes.  

As a landlord, you want the lease to be as landlord friendly as you can get, not neutral; the courts are sufficiently tenant friendly so you need to get your advantage in  place without hoping the courts will see things in favor of the landlord.

Losing sleep for sure! 

It’s required for low down payment conventional mortgages.As for additional FHA stipulations, I’d read up on the FHA Self Sufficiency rule.

Also, if you do end up going FHA on another multiplex, one thing to keep in mind is the FHA Self Sufficiency Rule.

Further, my income is sufficient (i.e., above average) and that was never cited as a problem.