Property is in Upstate NY Is this replacement cost coverage with special form?

I've filled out the 1040 Schedule D Tax worksheet 3 times and each time have come back with it being taxed at the marginal rate of 32%, with no particular special treatment, based on the flow of that worksheet I don't see how it could be any other way.I have read many, many, many, many, many threads on this forum mentioning the recapture being taxed up to 25%.

My husband @Rick Stout is a realtor/investor that primarily works with investors and specializes in air bnbs.

Personally, I would only purchase for STR right now on either very unique/special properties or on those that also work out as LTR.I am a licensed REALTOR who is investor focused.

I could get a family gift for $50k but that doesn't make much a dent in the payment to lower DTI.

I'm a real estate agent that specializes in working with investors in a second-home market in the Northeast US.

It's been small local/regional banks and more specialized DSCR type loan providers.

This will give you a clear idea of your budget and make your offers more competitive.Work with an Agent: Consider finding a real estate agent who specializes in the areas you're interested in.

We have began to target Listing Agents, in an attempt to find connections, but are wondering if there are specific agencies that specialize in this market that we should be targeting, to lessen the effort?

Another way to invest is by investing in an LLC or special purpose vehicle as a limited partner (silent partner) and partnering with the managing person of that LLC in exchange for an equity stake.