It is a bedroom with a back/private staircase.

We just say we rent out a bedroom in the basement with a private bath and they have use of the kitchen & Rec area (livingroom).

Why is it so hard to raise capital these days? I have been talking to investors and discussing my interest in raising capital and I get the same response "Capital is tight", "no one's lending right now", and "Why woul...

Me personally is PML - private money lending! 

They can find the deals and get them ready for rent or for sale and you can just be the money partner on it and then you guys can split the profit in a way that makes sense for both of you.4) become a private money lender, and lend out your money to skilled real estate investors in order for them to do deals.

A study by Geraci LLP, analyzing data from 125 lending companies, shows that the private lending industry performed significantly better in the first four months of 2024 compared to the same period in 2023.When it comes to short-term loans—like fix-and-flip, construction, and bridge loans—there was a notable increase in production from 2023 to 2024.

The market has shifted in recent years, and many lenders have tightened their criteria due to increased risk and regulatory changes.However, I work with a network of private lenders who unsecured funding in the form of signature loans that borrowers often use for gap funding.

They require a higher credit score and private mortgage insurance if the down payment is less than 20%. 5% down payment loans cannot be used for a 5-unit property.

How is private money lending currently influencing the real estate market?

What factors do you consider when deciding between traditional financing and private money lending for real estate deals?