As well as it fits other houses as well? 

Burke@Bob Kessing Thanks for your response, its looking good, I just need to do a little more due diligence and i'll decide if it will be a good fit. 

your plan is sound, with a strong credit score, the 5% conventional loan might be a good fit.

When I said how many properties do you look at, I didn't mean physically visit and look at; I meant properties you reviewed, in case I was not clear. 

.- Property Specifications and Quality: Detailed Specifications: Get a detailed specification of the property, including materials, finishes, and fittings.

There's just really no one size fits all and a lot of it is trial and error.

Orange Park has had next to no new supply since the 80s/90s because of barriers to entry in the physical barriers around the submarket as well as the low allowable density for new construction.

You need to find a fit that you are comfortable with.

Theoretically, if I did enough work so that it fit my needs and lived in it as my primary, would I be violating any laws or aspects of an owner-occupied loan?

On paper Reno is the best fit.