Off the sales price is a better deal as it also discounts property taxes for life.Get written quote with your MORTGAGE middle FICO on the SAME day they give you a quote for a full documentation 30 year fixed loan no prepay and then you can see if their lender credit is worth it today.

If you keep going east places like Little Rock or Memphis will cash flow with less down but these markets won't appreciate as quickly as TX. 

My friend @Jason Wagner has a great report that I can share with you that shares on different neighborhoods are appreciating.I personally like the South East Corridor (Washington Park, South Shore, Woodlawn, etc.) and Garfield Park. 

If there were opportunities to create parks outside of the density they may have a place to go and closing a park in the middle of town wouldn't be so bad.

I plan to self manage, but it's good knowing a middle tier management option between self managed and full property management - without a huge PITA factor :)

Max is my middle name. 

I’m certain the Internet says stay away from East Cleveland as well.

Really only area that scare me away are some east side neighborhoods. 

It means not opening your calendar up as far in advance so you don't get random weekend bookings in the middle of what would have been a longer MTR booking.

I’m on the east coast and properties are insane here, will surely have to branch out.