Should we sell the house for equity needed.We are in CA, I am co-signing my nephew’s home, currently paying $1500 mortgage monthly with 2.75% interest, it has 342K left on the loan.

I live in CA but I'm looking at multifamily properties in South Florida.  

Quote from @DianneJoy Kelleher: Quote from @Miguel Rojas: 10/23/22 I returned home from a 3 day seminar in Burlingame CA at a Marriot hotel and it was a waste of time because they talked about everything but didn’t teach us how to navigate the tax lien process.  

Hi all,Is RUBS legal in California?

Larger amounts you would be the sole lender and the sole bene so your secured and your HML is taking the points for their fees.In CA you can do fractionalized loans were the Bene's are actually co beneficiaries with secured interest on the loan..

My fiancé and I are open to investing out of state and are actually in a trip in Texas to check out real estate see how we like the idea of staring a family here.Our Starting Point (Conservatively)- Located in Camarillo, CA- 120k portfolio in the stock market subject to short term capital gains with a potential tax bill of 15-20k- Current W2 monthly income after taxes: $7k- Side hustle 1 income: $200 month     ($200 in profit)- Side hustle 2 income: $1400 revenue     ($0 profit) - debt at 29k- Current debt: $47k     (Auto: $29k Student Debt: $18k)*the auto loan doesn’t show on our credit for some reasonHow would move forward in our situation?

Again, this is for the Southern California area (Temecula area).  

Check with your local laws, in CA where I am .

I told him about the new realator commision refund law taking affect in Aug 17 in CA.

@Alan DeRossett California,   I get it but the rest of the country I don't believe has as restrictive regulations or commands higher rents due to those type of improvements.