I'd focus on areas that already have ordinances that officially allow them, like Wheat Ridge, Arvada, Littleton/Highlands Ranch, Jefferson County, many mountain/ski towns, etc. or just go with medium-term instead of short term. 

I haven't officially put any of it in to practice, found another niche I like a little better for now (land). 

I had my agent ask the city official about the variance, and the info she received was that we can't do this ahead of time; we would have to wait until the total loss occurs and we're in the rebuilding situation.

You will also want to check your state laws because you may be required to send them an official letter stating the reason they have been denied.

Drug screens are my official day time job. 

I too am from Calgary picked up a side by side in Penbrook at a good price and currently legalizing the basement suites too officially make it a four suite property. 

I officially became a real estate agent the first week I moved up and started to network where I met my now best friend @Tyler Hodgson off BP. 

Apply for a loan as an individual and coordinate partner payments outside of the official loan.

If you do something simple Security First title can record the mortgage terms for the owner -- I did that on one of my deals -- we spelled out the terms (interest and how id make payments and when they were due etc -- they recorded it for us)Wasnt super official - but worked and owner was fine with it.

Apart from not paying annual corporate fee to state of Florida, do I need to record a updated HOA doc in country official record?