To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!

What are you hoping to accomplish with either product?

Depending on the lender and the product if it is non-comforming you may not need to wait that time and you may not receive a LE or CD, but still most lenders will have it as a standard practice to be safe.

Right now I am dealing with a DSCR lender that switched my client's product to a Bridge loan and gave him a very hard time when he asked for a copy of the appraisal.

Chances are they are not coming off the price, because your home inspector didn't agree or like it.That's the standard with production builders. 

Your deed of trust needs to be made by the trustee, or you didn't properly perfect the security interest, I'd bet on any attorney getting that right unless they were really new.Back to the other issue, any lender advertising a loan product and never closes that product can get nailed.

The ADU in comparison has poor financing, costs more than the value added, has capital outlay many months before any income, takes longer than brrrr due to all the approvals/permits required to add an ADU. 

I read city code in my spare time and do a ton of product research.

Go to a construction site (production home builders--- Toll Brothers, Orleans, KHov) and find the carpet installer.

I also when things were hot before interest rate spikes I just followed what Lennar was doing. they had a flat fee of 5k.. which for thier product was basically 1% buyer agent fee.. my product was / is 700k plus so  I was just posting 9750.. flat fee and had no problem with agents bringing in buyers .