If this tenant tends to fry a lot of food and isn't good about not pouring grease down the drain, that would be a red flag contributing to the damage.

We're in the Blue Ridge Mountains so people come here for the hiking, outdoor activities and cities nearby that have great breweries and food.

Just some food for thought, but I typically find that clients get hung up on all the shiny objects in REI, and to be honest there isn't a better return on investment than house hacking!

One thing you could do that might really benefit you, is to find a small business coach (preferably one that knows the food/drink industry). 

FIBI actually gives everyone free beer, whiskey shots (If I saw what I thought and they pay for for food at an Italian restaurant.

Every fast food place in America is hiring right now.

And if, along the way, you decide to get into real estate you'll have that option.Hope this helps provide food for thought.  

If someone is smoking, vaping, cooking strong smelling food, etc. they will smell it in the other unit.3.

They left the unit in pretty rough shape: smoke damage in every room, ceiling fan broken, bedroom door broken in half, trash left behind, food rotting in fridge, and just general damage throughout.

I believe they do count mortgages in this total70% LTV@Nick Belsky gave me 2 that I need to contactSymmetry LendingQuorum FCUAnd Nick might be able to help you if you are in other statesVinay Kolluru gave me 3 I need to contactState Employees Credit Union (I'm guessing you would have to be a state employee)Coastal federal credit unionFidelity Bank NCAnd if you or anyone in your immediate family works for Food Lion try Lions Share CU.