Unless you quit-claim or buy sub2 and do it correctly, you could avoid the transfer of sale and keep the previous owners rate.  

Well, unfortunately I'm quite sure I didn't yet understand where you're going with this, but... they are the basis of how I can achieve net yearly ROI of ~8%.

And for Wing/Hail coverage, also know that there has to be quit a bit of damage for them to cover(replace) the WHOLE roof... that means that small damage that usually would occur due to high winds, are not covered! 

As far as solar goes, I’ve installed quite a bit of solar.  

Once any issues are dealt with, their leverage over you goes down quite a bit.  

I have a full time job currently that I feel like ive been at too long to quit.

I've played quite a bit of email and phone tag with different departments representing the City of Jacksonville and haven't been able to get a solid straight answer.

I've had quite wide variety of the brown stuff.

While the support sounds nice, I can buy quite a bit of consultation and legal help for $60K, and that doesn't even figure the royalty.Nothing against the franchises, I spoke with PMI and was impressed with their business model, I just don't like the idea of paying fees to be restricted operationally. 

Even people telling me to F off has dropped quite a bit.