You can always swap rate for fee, or fee for rate, but keep in mind that the overwhelming majority of the items on the fee worksheet you probably saw will typically have nothing to do with the lender, we're just the bearers of bad news.

The good news is that everyone is hiring, so getting a 2nd or 3rd job will not be difficult.

That's much better news than I was expecting. 

Live and learn at that time  BP didn’t have bad reviews on him yet. well you want to do what everyone else has been recommended to do file a complaint with the AG s office its on line and free.and in this case the contractors board in the state they will not take lightly to this one either.. and then of course talk with @Colin Zhu  he can give you some insight off line.boy I am so sorry your going through this.. man oh man this is sad news.

I loved reading that in the news.

https://www.usatoday.com/story/tech/news/2018/05/0...

So this is happening here:  http://www.wweek.com/news/city/2018/05/08/portland...As a landlord who does her own repairs, this is terrifying to me. 

I would say they have gone to the extreme now.https://www.nbcnews.com/politics/politics-news/leg...It should be noted the govenment charges people with organized crime and drug dealing if they knowingly rent property for drug dealing or manufacturing.

Here are some links for you to look at. http://greatplaces2020.orghttp://wishtv.com/2017/11/07/mayor-breaks-ground-o...https://www.indystar.com/story/news/politics/2017/...http://nearindy.org

Good news is if you are going to live there for a bit the rents may go up between now and when ever you plan to rent it out.