A “sort of” competitor of mine who ran a small private lending fund was always operating in a fiduciary way vis a vi his investor’s capital.

Message me privately because I think we can't share links or numbers here.

does anyone know of a credit union, or private lender who does cash out refinance on lots of land??

It's great to have you here, and I'm excited to help you expand your real estate investing knowledge and network.As a private lender, I'd be happy to assist you with funding your residential real estate investments or answer any other questions you may have.

I read 'The Bankers Code' by George Antone and it drew me to private lending.

You may want to privately find out from the buyer what his tenant criteria are.

You would probably otherwise be limited to private equitable remedies. 

They offer depreciation schedules for fixed assets.And the software has a great overall UI.But even more important than all of that, they have the best customer service of any piece of software (real estate or not), I've ever used.

I just closed on a few properties in both Michigan and Alabama for a customer in Texas. 

So sorry to hear about your house being completely gone.Get with FEMA as soon as you can and get the balls rolling as well as your private flood insurance.