@Jesus Lopez well, first I’ll say there are other forms of loans that will use different ratios and standards.

Presently I work in raising equity from private investors for the acquisition or development of CRE projects in the US that my company sources as a Sponsor, a larger concentration of which are in the Midwest.A short list of my goals for joining BP are: to share my knowledge of commercial real estate & investment, thereof; become invested in my own CRE (actively working on this) & SF Residence projects; learn from those who have practical application in both of those areas; meet like-minded folks who enjoy celebrating the successes of others; gain insight from other syndicators on how to effectively reach and network with accredited investors in which to present opportunities; and, eventually network to form partnerships in my own private RE investments.Per mention in numerous other threads, I am going to read Joe Fairless' "Best Ever Apartment Syndication Book", and welcome any advice that pertains to reaching accredited investors who are seeking passive investment in CRE via Sponsored opportunities. 

When you post your first success story, please remember to tag me - I want to celebrate with you!

That alone is worth celebrating, and to add to that the fact that it's cashflowing well for you is even sweeter. 

@Saul Lopez There is no such thing as a wholesale contract.

@Sean Lopez - assuming your expenses, etc are correct, this becomes a question of model.

We are celebrating our 41st anniversary.

 @Chris Lopez: Thanks, Chris.

@Chris Lopez I own a townhouse with about 100K equity.

Use your status as a Biggerpockets (one word @Joshua Dorkin) celebrity and do what @Brandon Turner does and tell everyone you meet, podcast to, etc. what you are looking to purchase.