And is there any process in the county, or it's automatic?

This is also automatically reported to the IRS.

Open a joint account with the seller, different bank, you deposit the funds, set up an automatic draft to pay the mortgage, the wire funds are from an account with the seller's name on it, should not be an issue at all. 

My guy just puts them in automatically and also gets my moulding and base much cheaper by the foot from our local "Smith & DeShields distributor (millwork). 

In my opinion, a good option for you is as follows:-- Find a reliable job and start automatically saving at least 20% of net your income to two separate bank accounts.  

Do not assume, as mentioned above, that loans automatically trade for a discount.  

I do it automatically now, preapprovals and loan amounts, or anything else possible really, with lots of the number 8 three times in a row. 

They have access to MLS and automatic searches, which can allow them to weed out a TON of the properties that do not fit your qualifications and allows you to look at them before they would show them to you. 

Just because a person is on section 8 does not mean they automatically have bad credit and a criminal record, although they usually do.

As I check my email the bank emailed me back saying that it will automatically fall off at 78% LTV