Keeping the Vancouver property could provide strong rental income, long-term appreciation, and diversification, but it also comes with tax implications, foreign ownership rules, and management challenges.

I ran the type of numbers I would do for my CFO clients and came up with the following proforma: https://drive.google.com/open?

If anything goes wrong, the entire deal comes crashing down.

The affordability and cash flow potential are real, but so are the challenges.

i think this is a decision only you can make. im in a similar boat (house hacking my primary) and considering renting the whole thing out to get a solo home for myself. certainly a lot of appeal in that, given how much work goes into the house hack. but whether or not the numbers on cash flow align is up to you. personally i dont think $150 (seems like about 12%?)

But let’s go a later deeper - my down payment would come out of a well performing stock portfolio.

What are the other strategies exists?

Options - collect full payment for the 3 months up front and lower the deposit to secure against damages only, require insurance.

Stephanie I recommend maybe looking to post this in the group on note investing as that is where many are active about those who invest in notesReal Estate Tax Lien & Note Investing Forum | BiggerPockets

Power wash the front of the home at least.