Your specific job requirements appear to be an outlier. 

I've only owned a couple sfh am middle-aged and not sure I agree with flipping sfh at this point to create wealth, time freedom and passive income so I have been reading and there seems to be a lot of talk with multi-families and more specifically apartment investing.

Lease Options: Structure a lease option for the property you're flipping, allowing you to control the property while securing financing through the lease payments.By combining these strategies, you can create a unique financing plan tailored to your specific project and financial situation.

I just talked to my realtor and he informed me that an inspector will look through the home as a whole and not license specific bedrooms.

That law sounds pretty specific. 

Investment-focused agents often have buyer connections specifically looking for properties like your four-plex.

I specifically told her not to bring any witness to a final walk through , put it in writing, and sent her a text reminder.

Unless someone specifically wants to work with us, they have a tough scenario in terms of qualifying, extenuating circumstances... so on and so forth.... 

Avoiding Default Risk: If a business is at risk of falling below the acceptable DSCR threshold, refinancing can provide relief and help prevent default.It's important for businesses to analyze their specific financial situation and consider consulting with a financial advisor before making refinancing decisions.Always here to help

OP change the numbers to fit your specific deal.