Readers should seek professional advice.

@Timothy Blackman check for state and local first time home buyer programs.

@Alex Del Rio welcome and congrats on Real Estate Professional Status (REPS) this brings with it a lot of tax benefits that you didn't have access to before.

It is a great program!

Assuming they were professionally prepared and compliant with state law, these should define your default interest terms – probably in your note.

It’s advisable to consult with a tax professional or financial advisor to determine the most appropriate approach for your circumstances.

I am a busy professional so I have limited spare time.

Lived in upstairs unit for 3 years, then rented both units out for the next 12 or so years Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Do an Internet search for “integrative clinic near me.”Most HAS/FSA plans expire at year-end; check with your company of Issuance for program details and restrictions.

Do an Internet search for “integrative clinic near me.”Most HAS/FSA plans expire at year-end; check with your company of Issuance for program details and restrictions.