Here's why: We have a bit of a sub-prime mortgage affect in Canada because our rates are mostly 5 year terms and from 2015 till present we've seen a buying frenzy at extremely low interest rates when these mortgage terms come to maturity there's a few things that will happen that will leave a lot of people in a bad place. 1. interest rates will surely be higher and some people stretch them self just to get their foot in the RE door in the fear of missing out  2.

@Jim Viens That's EXACTLY what I was thinking beforehand but my biggest fear was throwing all the leads away that don't work for me.

The worst part is that put my trust in, and believed in this person...in that time, I fear that I may have talked others into making the same mistake that I did. 

Again maybe i'm suffering from beginners fear, i want to put in the work, just not if its not there.

However am also considering just offering $1,000 cash for keys, since it'll probably be faster and cheaper.My big fear is that they will mysteriously have a slip and fall when I send them a notice to quit, which has happened to me before.

Again maybe i'm suffering from beginners fear, i want to put in the work, just not if its not there.

State legislatures feared this would prevent people from starting new businesses in their state for fear they may lose their own own personal assets in the ever increasing litigious environment.

I fear he's going to mess up with this repairman and he'll be impossible for me to find. 

The fear of losing your deposit is real for me, that's the reason I give to the local bank when they ask me to bank with them, although it is the same in a sense, but at least when these big banks close, either fed govt kicks in, some bigger bank buys them, or there is a total chaos which brings in more attention than that of a local bank that has only 5 branches.

The things we fear the most rarely take place.