After spending a lot of money for real estate classes and mentoring with Elite Legacy, we were turned on to REIBlackbook.

HomeGuard is not cheap so I want to make sure this is worth spending money on.

It costs less than $5,000 a year and I spend more than a couple hours with them.

To me, this would signify a larger rate cut to encourage more spending and economic growth.

Anyway, I spend a lot of time in the STR forum and I didn't take either of you to be pissing on the post, especially since Jay, John and Michael are all major contributors to this forum and are pretty level headed overall.  

I would say 30k would be a good amount.You could spend alot more or substantial less.You can save some money by buying quality used furniture off Craigslist or FB marketplace. 

I need to continue to pursue cash flow but would very much like to be in a more remote position to spend time on the lending side because being a realtor and appraiser is limiting in a local geographic sense. 

However, you could definitely spend the time to figure it out yourself and do it. 

No reason to spend thousands.

At that time, I would have agreed that "small changes make big differences over time and this is how home loans are paid off within 5-8 years" (ie. for "someone who takes home at least 1.50 for every dollar they spend").But it really annoys me that this type of "5-8 years" hyperbole is being promoted to people who don't earn 50% more than they need to spend, and who don't have a high interest rate anyway.Another point is: So what if it takes 30 years to pay off your home?