Anything over 4 points would be a little excessive.

I did buy with cash using the CC's though ;) However, yes, my scores have dropped to 694 and although my credit is all good it's now excessive.

(I don't allow my tenants to go month to month) I believe $50 is the reasonable max that a court would allow, before the judge rules it excessive, but not positive.

I'll address predatory lending and dealing in another thread as it is an underlying issue here, but is much broader and in depth than this matter.I know some don't understand what predatory is, it's basically taking an excessive unfair advantage, that excess is set to norms or as to the average transaction like the subject transaction.

When that happens, you will get a refund of the excess SS tax paid.

It costs about $200 depending on the bank and you can only do it once every year or two.I would rather hold my excess in cash and pay off the whole loan at once, but I have recast loans in the past.

The costs are not excessive and you could even pass the test this summer I would bet.

The entrance to this unit faces out from the rear of the house.There is an issue with excess moisture in this unit in particular.

Risk would be high...Just one insurance claim in excess of a $5,000 deductible could sink your battleship if you do not keep cash reserves.You still need to pay for your own health insurance For every unit you own outright you get an additional $400 or so in income.

Two years of tax returns is excessive.