We see this type of situation a lot with REIs and I've experienced this myself as an REI.Keep personal personal and business business as far as entities, ownership of assets, and financial accounts go. 

It's on the Southwest side of the metro area & is experiencing A TON of economic growth!

@Brandon CraigMissouri and essentially 100% returns since they are charging 10% fees and 86% return split so investors get 43%Clearly this is not an experienced investor sponsoring the deal as an experienced investor would show a 15-20% return and if returns were higher lower expectations which lower risk and if they got more they look like heroes.

Looking at it from both ends (as I was an investor before I was a lender), to me an investor friendly lender is one that understands what is important to investors and operates their business to accommodate their needs while at the same time making it a win-win transaction.Examples:Have the rehab draw request be non-cumbersome and as seamless as possibleOffer maximum lending (use of leverage) and minimal down payment to help stretch the borrower's funds, even for lesser or non-experienced borrowers.Have the loan NOT show up on personal credit reports.

If I were 30 years younger (your age) I would look to experienced intelligent investors to help guide me.

Any advice for all you experienced landlords is very much appreciated.

As you've mentioned, markets have experienced staggering increases, sometimes in the triple digits, due to natural disasters, inflation, and changes in the insurance industry.Adjusting ExpectationsIn my opinion, underwriting for 5-10% YOY increases seems much more aligned with the current environment.

Every extortion attempt I have experienced in Baja has happened North of Ensenada.Beyond Ensenada are cool things like wineries (I do not drink wine), La Bufadora and its blow hole, great little fishing villages, Gurerro Negro and Scammons Lagoon (best whale watching on earth), San Pedro Martir (least visited forest region within a day of San Diego and has the twin Picacho del Diablo peaks and the national observatory), numerous Missions in various degrees of condition, hot springs, party towns (San Felipe), surf towns, snorkel/diving (anywhere in Sea of Cortex in Baja Sur), Sand Dunes (Baja races), etc.My worse theft south of Ensenada has been some bottled water.So the question is why Rosarito? 

Having experienced real estate investors around you while growing up sounds like its been quite impactful. 

I think i’m experiencing some anaylysis paralysis (the feeling of being unable to start something due to overthinking and/or over researching the situation.)