So what I decided was seeing that I know RE is the direction I really want to go I stopped my TSP and decided to pay off my car loan and a personal loan faster and cut down the interest I pay overtime..

I started by putting out ads, bandit signs, car decals, direct mail, etc.

This is what I have so Far 3 bed 2 bath  plus car garage in the 38016 zip code   Built in 2010 great neighborhood very minimal repairsARV 170,000Loan Balance 152,000Current mortgage payment 850$Can rent for 1200-1300 easily  ..   

Purchase price: $9,000 Cash invested: $15,000 Sale price: $13,000 3 bedroom and two car garage.

Now that i’ve Purchased a car wash, they continue to grow my retirement account as the rent coming in is enough to buy another house about every 13-15 months

People are too busy to worry about a HOA lien, or tax lien, when you see it, they pay off with car sale etc.

Tenants appreciate not needing to get into their car to drive half a mile to do laundry.

You realize that you're asking us if a $35k offer is too low for a car that is being privately sold for $40k,...right? 

The wife has an income of 36k and the husband has a used car sales business.

So if you have the cash reserves, I would payoff any/all credit cards, car loan, etc.