I love learning and this seems like one of the best way to learn from those of you that have already been in my shoes and walked the walk!

If I were in your shoes, I would try to negotiate an extra window, call it 18 months, after the 5 years, where you pay a higher interest rate on the money, but have more time to refi if the market has turned against you.

@Frank Agyeman-Duah My wife and I would, were we in your shoes, look at this moment in two ways.First, the added residents beyond the promised two months, would be viewed as a potential revenue source. 

I was in your shoes as well, although didn't make quite as much ;) Through real estate, I was able to leave my W-2 last September and go full-time into the RE world.

However, if I was on your shoes, talk to your lender... 

If I were in your shoes - I would get as many credits as possible from a community college and then transfer to a four year school so you can graduate from the name brand.  

I think he is great for life advice and how to be happy, but I've never heard him mentioned in terms of being any kind of financial expert.My favorite quote has always been- "Only take advice from the people you would trade shoes with."

Yep, gym shorts and nothing else...no shirt, shoes or socks, nice and toasty in there!

To build off of the great advice @Mike Cumbie provided, Put yourself in the lender's shoes.

Instead, I just didn't talk, and we became friends today--he's a very valuable contact to have in my market.With the case of the head of parking services, I just determined in my mind that I'd put myself in his shoes for a couple minutes.