Your zoning should be ok, but you want to do everything by the book (which can be costly) to percent future insurance claims or injury claims in an unpermitted basement living space. 

Speaking with a knowledgeable local lender can help you set goals and work towards building future wealth.

If building wealth quickly is the priority, starting with an investment property or house hacking could be a smart move since it generates income and helps you qualify for future investments.

Might also try one of the stock brokerages that has intl offices as well like Schwab or Fidelity.I would also get it here in the bank account and ready to spend, before you do much work with them. 

I have a couple more quotes and will post with my decision for future readers. 

Timing economic condutions has proven futile whether stocks, futures, or real estate.enjoy the ride friends. 

Reason to repair:1. new shingles may still be blown away in the future.

The issue lies within the inability to currently afford a bigger house in the area we live.My W-2 issues annual stock distributions and I just received my first one (40K).

They want an investor to have some serious skin in the game.The other option would be to wholesale this opportunity to somoene and make a few bucks to save so you have some money for a downpayment in the future.

In this case, he gave us ample notice to (most likely) fill that slot, however, I'd like to protect us in the future.