I would have to search my 220+ lenders to see if any do a ".75 Ratio" or "No Ratio" loan with only 15% down.

Adam has the simplest answer.You can buy the parts yourself, watch a YouTube video, and replace them yourself.Go to Google and search for "appliance parts" and find many companies selling the parts.

We're finally seeing some of the incomplete developments being back-filled, yet dilapidated suburbs and subdivisions are found in areas where economic development slowed and later stopped leaving job loss and abandoned homes in its wake.

So I would start by asking myself how long is left on her lease, how much I want to keep her or how happy I am to end this lease term and search for a new tenant. 

I searched for the most RECENTLY SOLD COMP within the SAME SUBDIVISION.

I can’t offer any advice for Youngstown, but if you decide to expand your search to the Akron/Canton area, let me know.

Although a book can't offer that live-networking aspect, i feel Bigger Pockets offers that.So my question is, what is the sentiment around here on paying $5K+ to avoid having to search for all your networking needs. 

I would search for another small credit union or bank that goes up to 100% HELOCS and try the process with them.

You can also check meetup.com or search Facebook for real estate investment groups, clubs, or meetings in your area.

This cost is typically 0.5% to 1% of the loan amount.Title search and title insurance: The lender carries out checks to ensure no issues with the property’s title, like a tax lien.