The truth is the best fico scores are obtained at 0-10% of utilization but that the affect on your credit scores is not so harsh till you exceed 30% so thats probably why people talk about 30% so much.Depending on where your fico scores are right now you may want to plan accordingly to keep that fico high through out your rehab otherwise you endanger your rate/pricing for your exit refinance atleast with respect to conventional agency financing (fannie/freddie).One other solution is to utilize commercial or local portfolio financing similar to what @Brie Schmidt does as portfolio financing is not sensitive about short term drops in fico  as much as conventional agency loan products.On my own projects I keep around all options (portfolio, commercial, agency, etc) just to have plan A, B,C, D....Best of luck,

I know negotiating over realtor commissions becomes a very sensitive topic.

Knowing they are going through a tough time I want to be sensitive to their situation but also want to be able to get their listing. 

I don't have many transactions but some of them are time sensitive (first to fund)...plus I just can't stand the custodian...did I mention that.

I get sensitive to the human side of this business...but, esp with the info about the aliases, yeah run the other way man!!!...

I have done a small amount of research and it sounds like the replacing process can be a little tricky, quite sensitive. 

To qualify I too take income sensitive student loan payments, the lowest payment possible.

This is a bit time sensitive if that influences anything.  

I am sensitive to having multiple credit pulls even though my FICO is right around 800, but still I want to be able to compare rates from different sources/brokers.

Off hand I would say it would make a good place for a brick/stone company to sell their stuff provided there was an office where they could run their business.I would also say lumber yard but that would be a bit more sensitive to flooding.Stock yard and auction yard/auction facility could be good too.