Credit Union #2: I think the only reason to really consider this one (I don't think the slightly lower points makes that much of a difference) is if the above two options both passed on the deal, a possible reason for that would be (ahem, guess why I am saying what I'm about to say...) an inexperienced management team trying to justify this refinance based on only 6 months of financials (rather than say a 1-2+ year track record of success, or experience with other facilities, etc).

They had a track record of completing work, multiple crews, standard materials, and refinancing successfully.

Postal Service, and recording same in Quickbooks.

Purchase properties using a TrustI already have a Revocable Trust setup but it includes my full name in the title of the trust, so this would defeat the purpose of staying anonymous.I could create a new trust with a random name, but I heard the "Trustees" section of the trust also get published to public records. 

The cash flow from the other units may or may not cover your expenses or mortgage, but that's not the end of the world. 2-4 units in FL are expensive right now, but it allows you to get your own place, pay down the principal and start building your track record and portfolio. 

Public land records have a plethora of data nowadays.

I did my research at the county records and it’s showing value at 400k-500k but because he’s not asking for a down payment he’s asking for that amount.

Track record, a strong deal, conservative underwriting, realistic returns, good debt terms.

Hey guys I’m here because I need help from the experts.Have a comercial property that a friend of mine is trying to sell,I feel he’s overcharging us for the property because he’s not asking us for no money down which I know for a commercial your looking at least 20% down.He’s asking $790,000We looked at the county records and is showing is value at $450,000.help!

With home prices being so high and interest rates being at record highs, the “self-sufficient” rule cause problems for many buyers using FHA money.With Fannie Mae, there is no such rule.