For example is there a standard where a house has been listed for 180 days and now the bank is willing to take a bigger hit just to settle the matter?

Online title search companies.

All your first set of questions can be answered by looking online or calling several local competitors.Your accounting questions though, show such a lack of basic knowledge that you probably shouldn't be doing this until you have more experience.

Just a matter of whether we can find anybody that will do this loan. 

Find ways to get the money and dollar cost average real estate over the years no matter what the doomers and crash bros tell you.

I keep reading different things online.

Because honestly, at one point, I considered his offer and was afraid of the possibility that if I didn't accept I'd be taken to court and be responsible for putting my children on the street, and I can see those types of scare tactics and resulting emotions being enough to scare someone into complying with a transaction no matter how laden it is with misrepresentation, non disclosure and fraud it could be.Again, I don't know if I misunderstood the laws and regulations or not, I could be wrong.

That same person writes a post six months later about how it's all a scam no matter what class or mentor.

We were under the impression that it wouldn't matter since we hadn't refi'd the first yet to learn, but found out how wrong that was.  

I came across an online course professing that you don’t need to visit or live near the properties you manage.