Update: HB 301 was withdrawn last week.It will reappear in some form in the next session.

for non commercial residential I saw a study indicating that 97 out of 100 largest cities that it is initially cheaper to rent than owner occupy purchase.  

My initial google searches seem to back their claim: http://www.excalhomes.com/excalibur_home_management_blog/why_can-t_i_get_a_copy_of_my_tenant-s_credit_report

Initially, its mostly elbow grease.

Talked to a seller today, and her exact words were: "I have been advised by the title insurance company that because the deed for the property from my grandparents to my uncle was recorded after their death, I need to have a quiet title process initiated."

Petersburg area in FL (also looking a bit in Sarasota), and upon some initial digging, we've determined that these could be potentially solid areas to start our real estate portfolio.

@Filipe Gonçalves, how did you initiate contact with them?

Remove your gf from the initial analysis.

I’m considering cashing out my 401(k) and IRA funds to invest in more real estate and would appreciate any advice or insights on whether this idea is viable.Current Financial Situation:Significant savings in 401(k) and IRA accounts.Additional funds in a taxable brokerage account.Age: 40, with a relatively high effective tax rate.Limited emergency fund.Existing Duplex:Mortgage with a 75% LTV ratio and a high interest rate.Modest annual cash flow.Withdrawal Scenarios:Scenario 1: Withdraw everything today at age 40, resulting in a 35% loss to penalties and taxes.Scenario 2: Withdraw at age 60 with growth scenarios ranging from 1.3x to 2.3x the initial balance.Proposed Real Estate Investment:Purchase two additional duplexes with a 75% LTV and 6.635% interest rate on a 30-year term.Projected outcomes include appreciation, cash flow growth, loan amortization, and tax benefits.Comparison of Real Estate vs.

The previous tenants actually moved out 2 months later as the initial closing date they gave us.