Some insurance companies will not even write policies in Florida anymore.Your best deals will not be on Zillow or MLS and won't be a turn key property. 

You need to develop your rules and policies around late payments; and you have to be able to calmly deal with adverse situations.  

Maximum liability coverage and a good umbrella policy is going to take care of 99.9% of your needs and exposure.

This program will be enforced to ensure compliance with the community's governing documents and to maintain the quality of life for all residents.

Renters insurance price will vary depending on the value of the renters' personal possessions (furniture, clothing, artwork, jewlry, etc... whatever the renter chooses to have the policy cover) in the rental  the liability amount will be added to that base. 

I have never invested in real estate, and if I get Europe, what do you recommend I start studying (legalities, policies, trends) and where can I find the necessary resources/education to prepare to look for deals in Europe?

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

Which then puts you at odds between a state which says it is not your primary residence and a federal government which says it is.  

How can this be a sound policy?

Check with local governments for their economic plans.)Job Growth: Prioritize areas with a minimum of 2% employment growth YoY for the past two decades.