Depending on what we decide to do with the current floor plans - the kitchens are tiny (upstairs is 8x8) - we may take all external walls back to the studs and properly insulate and air-seal the envelope (likely with closed cell foam as I expect there to be limited wall cavity space).  

Hello @Sergey Tkachev Property needs new flooring, baseboards, minor drywall repairs,texture, scraped ceilings, paint (3 tone inside, celling, walls, and trim), updated light fixtures, general cleanup of the yard, replacement of some dry rot, and a redo of the kitchen (small kitchen).Some of the work I plan to do myself and that will ultimately depend on quotes I get back from folks on the work.

I looked around three people on cell phones & I knew the clerk cops where their in minutes choppers & dogs caught all three of them.My point is I commend the men and women of the San Antonio police department!

@Neal Collins it's more brain damage than banks but worth every brain cell.

There are 2 types "open cell" and "closed cell". 

@Marc Middleton, @Mark Taliercio & @Caleb Heimsoth,On this topic, look at this as if you were a BP Investor wanting to learn about REAL money saving strategies being shared by a Florida Mortgage Broker.We all know that the 3 points in home equity that the seller is offering to give away to ANY buyer agent that brings a qualified buyer is out there for the taking, like a low hanging big, fat, juicy apple...or Orange in Florida! 

He didn't open the door guns blazing, didn't shoot the kids for what up to that point had been misdemeanor property damage and stayed within his property which mitigated chances of a claim of him "brandishing" his gun in public.There's one other thing I ALWAYS have when I have a gun and that's a cell phone for 2 reasons.

In summary, the principle behind these structures is that there is a "parent company" and beneath this separate cell companies can be incorporated.

Don't use a cell phone bill for a utility bill.Hope this helps,Frank **I'm new here guys and am NOT affiliated with any credit repair company.

Also, losing fat and weight through low carb/low fat diets and not gaining any muscle, left me looking like a stick.