Use them, but do not abuse them.Hang with people who are developers, investors and creative assignment experts.Cockeysville is a great Baltimore County area, I have done some transactions there.

I had a client try to apply for a mortgage last year and she was denied even though her credit was perfect.

I finished by telling them that if I got one more complaint from either of them about this and it wasn't legitimate that I was going to blindly deny renewing both of their leases when it came to pass.

We make our application accept/deny criteria very clear to our applicants.  

When tenants do disconnect them it is surprisingly easy to catch them as many take the entire detector down and never put it back while others remove the battery and unplug the detector.Our insurance company frowns on disabled smoke detectors  - not sure if they would use a disconnected detector to deny/reduce a claim, but I prefer not to test them.We are experimenting with a new detector which we can "see" with our building monitoring system.  

You can discuss this with your adjuster and they will confirm/deny. 

Despite some efforts to alleviate congestion, and to improve public transit, there is no denying that driving or public transit are perfect options, and as such, many people who work in the City are choosing to live in the City, and even in the Downtown Core. 7 – Calgary is down; Toronto is up Toronto has traditionally been the economic centre of Canada, but was usurped for a number of years by Calgary.

When starting out as a first time rehabber being denied a traditional loan but having a good sized down payment what would you do?

To the same an adjuster on a property claim could rightfully assert that the named insured had no insurable interest in the property (did not directly own the property) and deny the claim.

Hopefully she was at least denied the new car payment so she can stop the bleeding and bad decision making from getting worse!