Now don't go and ask them what every single house on the MLS is worth but it's not a time consuming process for them.Finally, you said ON MARKET.

Quick execution, fewer hoops to jump through compared to banks. 

@Kevin Drouillard,You can easily tell how it's being marketed to a regular consumer-- just check to see if it's on the main ones, CL, zillow, hotpads,trulia, etc..   

Once your net rental income is 2.5x your personal housing expense, and you have no other consumer debts, and assuming you are only purchasing cashflow positive real estate, you can get a Fannie loan with "Landlord" as your job. 

And even having health insurance doesn't buffer consumers against financial hardship."

The most time consuming activity is renting units. 

Turnovers are the most expensive and time consuming activity.

Its unfortunate that It seems as if matters will have to get resolved through probate, I am hopeful for less tIme consumIng aooroach.

Refinances are a full fresh complete re-underwrite comprising 95% of the same work/paperwork that a purchase mortgage involves, assuming of course the consumer wants the Fannie/Freddie subsidized rates.

Who is going to give you a loan (consumer loan) on your home without verify income?