On the currents rents, I meant "rent rolls" when I mentioned it, not the consolidated number.

I have been trying to export a list of contacts from one of my hubspot accounts to the other to consolidate into one big one, and it is not syncing over notes from phone calls from conversations with folks from 2-3 years ago and it has been a fun afternoon 😂!

We have done a consolidation loan where we paid off 5 properties and did a cash out at the same time.  

I'm seeing pricing around 3.125% if appraisal holds up for a 75% LTV cashout (Net out of $80k.That would be used to consolidate the Car Loans and save the rest for a future home investment.

Unless you consolidated, I'd cherry pick off the private and higher rate ones. 

LLC works great for apartment buildings where you have many tenants and you can consolidate income and expenses in one bank account and one credit card. 

Currently, my wife and I have one rental (cash flow of around $250/month) in South Carolina and I have six figure student loan debt (interest rate around 6.9% for consolidated loans).

Given what you and @David Faulknerhave said, I'm going to save up and wait for a cold market again to buy several properties and then consider consolidating once the market gets hot and depending upon my portfolio.

This gives borrowers the power to consolidate current debt, 1st or 2nd Home Mortgages etc. resulting in a much stronger personal credit score.

HELOC's are good for quick jobs or fast fix and flips but most of them carry an adjustable rate or an interest only option which can lead to having to consolidate them into a property down the road.