uhh yes this is totally occupancy fraud, and your LO should know better than to be advising you to go about it this way. he's right that people's lives change and situations come up, but to guide you in this direction seems to be negligent behavior at best, fraudulent at worst. consider the implications if the lender found out you had no intention of moving in, but knowingly took out an owner-occ loan.... the note could become due and payable. like, all of it. immediately. worth the risk for an additional 5% cash-out?

I am currently fighting a fraudulent Craigslist rental property post.

What if you could take advantage of the changing market while not being negatively impacted.The ALL IN ONE LOAN™ is a great way of combating higher interest rates while still being beneficial when rates inevitably go down, because the interest rate on the loan is not as important as the amount of interest paid on a loan.

At a time when I considered suicide I ran into this guy on youtube: Combat Craig, his info literally helped me get to 90% and 100% soon, and no I did not even pay for his course.

Nothing fraudulent happening.  

The federal government has been going back and forth with increasing interest rates by .5% this year to combat inflation.

The more layers, the better, as the more employees there are, the harder it is to hide fraudulent activities.

Would love to hear from some experienced investors in the area as to how they combat this.I am specifically located in Northern NJ.

Because if one of them really dominates the other, or comes across as the large and in charge type, they're going to bring that same combative and overpowering attitude to the relationship with you as the landlord.

What type of real estate investment is the best strategy to combat risk when at the peak of the economic cycle and heading toward the recession?