I talked with us bank and they accept them, but not electronically and their closest brand is in ohio...

A better comparison would be a person going to the grocery store and buying some really nice, expensive t-bone steaks every week.

The 4 plex is the closest property in my portfolio to an apartment.   

It seems like the only options are either out of province or across the border.Here are some of my thoughts: Washington/ Oregon states are still accessible by car once the border opens back up, prices look workable, but definitely raises challenges in financing and taxation, as well as poses exchange rate risks; out of province - the closest would be AB and that's further than a weekend quick trip, while any other provinces would definitely require flying which I would much rather avoid (husband is extremely afraid of flying lol).Care to provide some insight if you have experience investing out of province or across the border?

If someone is in a different state that is a title close state they may give you poor advice about skipping the attorney, but that is not how real estate is done here in Illinois.

I can't wait to fire up my electric BBQ and cook a tofu steak.

We have a MF on 5 acres & the idiot PITA millennial up front demands we assign him the closest parking spots. 

I was out of college and broke, but when I got some extra money I would take out local investors to a steak dinner (on me) so I could ask them questions for about an hour.

BUT, don't let that dissuade you from getting into a property sooner rather than later - you just have to be more diligent about saving back a larger percentage of your income for a longer period of time (think Ramen noodles instead of steak dinners) until you have that cash buffer.  

The closest large town is Ocala but not a ton of industry there.