In hidden vaults beyond the veil,I guide investments without fail.With freedom to direct the way,My wealth grows stronger by the day.A private path few mortals see,What tool do I employ for me?"

There are two idea I’m batting around in my head right now to get started on my REI journey – I can do it purely on the investing side and become a private lender or a source of hard money loans to builders/developers (maybe that looks like funding a construction loan collecting interest payments while buying time to better understand the dynamics and build relationships) or I can JV/partner with a builder and get equity (upside on a flip/sale) which would be more hands on.Curious what ya’ll input, what you think is the best route for me to dip my toes into REI given my aforementioned situation and current market.

The biggest issue is the house is worth what comps say it is.

This is a cozy, private guest suite tucked right inside our home.

Financing options include standard 25% down, 30-year fixed loans, FHA loans, portfolio loans, private financing/hard money loans, and seller financing.

The battery and molestation charges are, of course, the biggest concern to me.

I sent you a private message in regards to this.

Alternatively, anyone know of any genuine private lenders that are open to this?

Calgary HAD the biggest appreciation. 

I also had more confidence, more resources in terms of private lenders who were willing to lend to me because I now had a track record, and good contractors.By running my own marketing, I had access to a lot more opportunities and was able to start supplementing the cost of my acquisitions through wholesaling and the occassional flip which in turn expanded my network.