I find this data super interesting, and took the opportunity to dive into their 2025 edition this week.Nationwide they say we can expect:Average mortgage rates of 6.3%, with rates edging down over the year to reach 6.2% by the end of the year.Home prices will grow by 3.7% across the US, which is pretty modest.

My wife and I just moved to Sacramento 2 weeks ago from the bay. 

Also being able to write down/document goals I set earlier and see if they are being hit.

My net cash flow went from only $1600/month to 19k/month over the next 6 years.

The only “good news” is you’re paying for last year’s shortage and thsi year’s taxes, or this year’s shortage and next year’s escrow account. 

Search for the BP podcast episode with Jude Bernard - he is very active in NYC.

There is such a massive oversupply of units in that region that it will likely affect other neighboring regions for the next few years. 

google "all inclusive Deed of Trust" fantastic CA document we used all the way back in the early 80s If I'm not mistaken though a wrap would require the 2nd buyer to also agree to financing terms; which would be the same as me (the 1st buyer). 

(that means I work for Airbnb as an independent contractor, a paid, by Airbnb, consultant to new Hosts).Here is my "tip" that I send to new Hosts:"Pricing is key and worth doing some homework.

try to get the owner to finance it..