Most of my clients run their SFRs at a 25%-30% (excluding vacancy/credit loss) operating expense margin and most of the banks I deal with on their DSCR loans underwrite using 35%.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Physician loan programs can swing wildly from lender-to-lender because most physician loans are portfolio programs which allow each bank to make their own decision on guidelines.Many of the programs will allow you close within 30-60 days of your start date as an attending physician.   

Most commercial loans are only for 3 to 7 years.

For first-timers, leveraging programs like down payment assistance or FHA loans can make a big difference.

One thing to watch out for is the financing aspect of it - could be a hurdle getting a loan if the transaction is "non-arms length" - i.e. between "Friends" - might be worth looking at seller financing too

So, we still have the option of closing on the property and then selling it, it just needs to be our own money or a loan that's in our name/LLC's name.

Each lender gave me a different answer about the terms of the loan such as required down payments, max loan amounts, and a few other things.

@Simon Asselin what you are looking for is sometimes called "portfolio lending" and sometimes called a "blanket loan". 

Its an unsecured loan.