Quote from @Bill Brandt: It sounds like the exact opposite is happening.

Quote from @Bill Brandt: Try to sell one of these properties for what you think it’s worth.

Brandt,The 97% LTV program is designated solely for 1st time home buyers.

@Bill Brandt I had Renters Warehouse for 5 properties.

@Brandt TingenI went from a national bank that had all my accounts and would do nothing for me to a regional bank.

Quote from @Bill Brandt: If you plan to be making less money in the future (when future depreciation would help m than today.) and your taxable income is well over $100k (otherwise you’re turning a 12-15% tax bracket in to a 25% tax bracket.) and your qualified as a real estate professional so you can deduct the expenses against your regular income (you spend more time in real estate than at any w-2 job with a minimum of 750 hours) and you can get it done for a $1,000 give or take and you plan to hold it for at least 10 years (or do a 1031 exchange) it’s probably not a horrible idea.

@Bill Brandt Thank you !

@Bill Brandt  He didn't put a radio blaring tenant in the upper unit.

Will see about this month@Bill Brandt   Thanks, I will mention that about account types to the people who had the lower limits.  

@Frederic BabeuxWe have a few insureds that live out of country, the biggest concern we have run in to is communication between insurance company and insured.