through out my business life so that when things are not great I have some free and clear assets and not leveraged to the hilt.. its not always wine and roses.. and for sure close to retirement. 

One of my business partners had the citation shares and he bought 25 hours a year for 125k.. and used it mainly to entertain he was/is in the wine business.. ( owns wineries)  and or to fly his kids and dogs from Napa to La Quinta..  

About everything--wine, OOS, and learning.

I did spill red wine on my office desk..

Lubbock is also highly diversified being the hub for the area from Amarillo to Midland, Hobbs to Sweetwater for agriculture production and research (cotton, peanuts, sorghum, wheat, watermelons, and wine grape vineyards -70-80% of TX wine grape production comes from this area-), medical care and research (two top-tier facilities in Covenant and the university hospital), manufacturing, transport (major airport), and of course Texas Tech is a huge economic driver employing many thousands and bringing tons of students in with their parents money (30k+ enrollment I believe, it's enormous).

\it has not been all wine and roses I assure you.. but when you hit a good one its pretty cool.. but Atlanta Man that was a missed opportunity.. but investors had such a  If it does not cash flow its not worth anything mentality then..

I've been in Real Estate for about 15 years first as an appraiser and the last 10 years sourcing deals for large institutional investors and wine-companies building vineyard portfolios. 

(Doesn't mean driving Ferraris) but it does mean being so frugal you don't buy the bottle of wine you truly want.

Kind of like the wine bizzness.. when Arnold Palmer had his wines..

I had to literally wine and dine the ladies at naca to have them recommend the buyers even look at my properties.. its was extortion at applebee's  LOL... its OK I sold two of my OREOs in the worse market imaginable and for top dollar even with the 10k buy down..