Bokuden quickly took over the oars and back-paddled into deep waters, stranding the irate and embarrassed young samurai on the island.

There are likely at least subtle differences between those proposals.In terms of good and bad experiences, you won't find an insurance company that doesn't produce happy and unhappy customers.  

You are trying to move too quickly.

I'd encourage you personally to either consider a strategy that allows you to add value quickly and get out quickly (a Flip or BRRRR) if the HELOC is your current only/best option for cash, and/or to simply save up.

For smaller amounts I just pay it back as quickly as I can.

I quickly delisted as in that short time I had realized my town requires a license, but it sparked the possibility that this could be a great kickstart to my real estate dreams.

I vetted them as a potential PM and one thing I learned real quick is that they don't have "offices" and people in the areas they operate in.

It's more a ballpark to quickly gauge different homes and see if any of them are worth going deeper on.

But the 199A is scheduled to sunset in 2025 under the TCJA unless made permanent.It wouldn't be uncommon for some investors to only realize taxable income on 40-50% of their dividend distributions in today's current environment (I have seen this personally).You asked about fees, so one quick comment.

Be aware that in many areas this process is neither cheap nor quick.