Texas licensees are not allowed to pay non-licensed individuals for referrals.

Quote from @Lisa Broderick: If you were an expert in a particular field, what would motivate you to mentor a stranger?

Find a non-bank lender or broker who offers bank statements loans - this is literally the situation that these products are meant to tackle.

It all starts with becoming an expert in your market, creating broker relationships, understanding what your goals are, learning and applying the framework.And not to jump around to the next shiny object.  

On our syndicated properties we have 2 bank/lenders that issue non recourse loans to us as long as we have 50% equity in the deal. 

I suspect you'll have better luck with lenders or brokers that are 'non-bank', but if you do insist on working with a bank, I would avoid big banks.

Hi All,I'm an investment professional at an alternative investment firm (non-RE related) who recently moved to Austin, TX, and I’m excited to make my first real estate investment.

I HIGHLY suggest connecting with a local expert such as @Josh Green.

For the experts out there, how do you think this would impact the terms?

The experts at BP were my 2nd stop as I wanted to confirm my calculations and assumptions on expected returns were in the ball park.I've been a member of BP for a while and you've always had great input.