NOPE  these are not federally or state regulated loans or lenders they owe u NOTHING.

They are a hard money lender in Las Vegas. 

I didn't understand why I could not get my money out of a free and clear asset. 

I purchased a FIRST LIEN Purchase Money Mortgage that foreclosed, originally from 2006.

Quit nickel and dime'ing it, put more money in better/bigger deals.

If people tell you to get a loan with 500 credit and no down payment and they can do it, I would run as they are most likely trying to scam you and request you pay $2500 or $5000 upfront and you will never see that money again.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

You should speak with a CPA and a tax attorney to be safe.Regarding your thoughts about 1/3 equal splits - sounds good until you check out the cost of getting a DSR rehab loan or borrowing hard money.

I enjoy helping Bigger Pockets members save time and money.

There are so many online hard money lenders.